Our Team

Stuart Birkel Principal

Stuart started his financial services career with New York Life Insurance Company and NYLIFE Securities LLC, in October of 1992 by following in his father's footsteps, John Birkel and becoming a Second Generation Career Agent with New York Life. During his career with New York Life, Stuart has qualified 20 times for New York Life Council, currently President Council (2017). He is a current (2018) Court of the Table Qualifying and Life member of MDRT*.

Stuart is the current President of the New York Life Norfolk General Office Agent Advisory Council (AAC) and is an active member in the local chapter of Norfolk Association of Insurance & Financial Advisors. Previously, he has been the President of Norfolk Association of Insurance & Financial Advisors in 2007-2008 and was named the 2009 Agent of Year at Norfolk Association of Insurance & Financial Advisors. He has also served as a Past President of the Lion's Club in Newport News.

Stuart lives in the city of Norfolk with his wife, Dr. Nathalie Cassis, OD, FAAO and their two daughters, Sophie & Emilie. Nathalie practices as an Optometrist in Newport News. When Stuart is not serving as a deacon at First Presbyterian of Norfolk, he enjoys spending his personal time with his family by traveling in the U.S., internationally and snorkeling in the Caribbean. Stuart and his family also enjoy spending time relaxing on the many area beaches.

Tom Raddatz, RICP Principal

Tom started his financial services career with New York Life Insurance Company and NYLIFE Securities LLC, in January of 1994. During his career with New York Life, Tom has qualified for council every year since 1996 and is a current (2018) Court of the Table Qualifying member of MDRT*. He is a lifetime member of the NYL Council.

Tom is a Past President of the Virginia Association of Insurance & Financial Advisors (VAIFA) and is an active member in the local chapter of the Tidewater Association of Insurance & Financial Advisors. Tom is a Past President of the Norfolk General Office AAC. Previously, he has been the President of the Tidewater Association of Insurance & Financial Advisors in 2006-2007 and a Regional Vice President to VAIFA. Tom co-founded WFG, LLC in March of 2010 with Stuart Birkel. He has been a member of the NBA Study Group since 2011. Tom currently serves as National Committee Person for his local Tidewater Association.

Tom lives in the city of Chesapeake with his wife, Penny and their dog Franklin. Tom and Penny have two daughters Caroline and Melissa. Penny is the owner/operator of Summersett Farms, LLC an equestrian riding facility in Chesapeake, VA. In Tom's spare time, you can find him at the range, working on classic cars, volunteering his time in the community or working on the farm.

Paul R. Holman, LUTCF Financial Services Professional

Paul began his career with the New York Life Insurance Company in March 2009. During his career, he has qualified for New York Life's Executive Council six times (2017).

Paul served as the President of the Norfolk Association of Insurance & Financial Advisors from 2014 - 2015 and was one of four finalists recognized as NAIFA-Virginia's young advisor of the year in 2016. He has also qualified for NAIFA's Quality Award six consecutive years in life insurance and annuities category. In 2012, he received his Fellowship with the Life Underwriter Training Council (LUTCF).

Paul currently lives in Virginia Beach after receiving his bachelor's degree in Business Administration from Old Dominion University (2007). He is an avid racquetball player who also enjoys swimming laps at the Bayside recreation center and running the trails in First Landing State Park. In his down time, Paul can be found with a beach chair and a good book on Chesapeake Beach.

Teresa Moog Licensed Service Assistant

Teresa joined the Waterside Financial Group in 2015 and comes to us with nine years of experience in the life insurance industry. Teresa and her husband Steve, also a former Virginia Beach Police officer, reside in Virginia Beach. They have three grown children, five grandchildren and married in 1986. Teresa volunteers as a usher and greeter at her church and enjoys working in her garden.

Hannah Tostenson Licensed Service Assistant

  • Joined WFG in 2018
  • Graduated from Regent University in 2017
  • Native of Virginia
  • Lives in Norfolk, VA with her husband, Ryan, who is a nuclear engineer in the United States Navy, and their Great Dane, Duke.
  • Works part time at Samaritan House, a non-profit domestic violence and sexual assault shelter.
  • In her spare time, you can find Hannah rock climbing, surfing, or traveling both in the United States and internationally.

Jermaine D. Jacob Administrative Assistant

  • Joined Waterside Financial Group in August 2017
  • Born and raised in Williamsburg, currently residing in Norfolk
  • Senior at Old Dominion University, graduating Fall 2018, Spanish (major) and French (minor)
  • Outside of WFG, been working in the service industry for over 15 years
  • Uncle to 13 nieces and nephews
  • In spare time, enjoys cooking, boating, traveling, the gym and spending time with friends/family

Our Resources

Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals®, is a global, independent association of comprised of the world’s leading life insurance and financial services professionals from around the world. Founded in 1927, MDRT members demonstrate exceptional professional knowledge, strict ethical conduct and outstanding client service, and membership is recognized internationally as the standard of excellence in the life insurance and financial services industries.

Founded in 1890, the National Association of Insurance and Financial Advisors (NAIFA) is the oldest, largest and most prestigious association representing the interests of every Congressional district in the nation. Their mission is to advocate for a positive legislative and regulatory environment, enhance business and professional skills, and promote the ethical conduct among members.

The Advanced Planning Group collectively leverages years of practical experience and disciplines in law, accounting and financial service, in order to provide New York Life agents with unparalleled assistance in estate, business, and life insurance planning. Because the Advanced Planning Group supports agents who have a nationwide clientele, the group has insight consulting on estate and business plans at all levels of wealth across all 50 states. The Advanced Planning Group is called to action to advise on hundreds of business and estate plans each year; and that means Stuart J. Birkel, Thomas J. Raddatz, and Paul R. Holman can bring experience, value and insight to your planning situation. The Advanced Planning Group does not provide specific legal, tax or accounting advice.

*The Million Dollar Round Table, the Premier Association of Financial Professionals, is recognized globally as the standard of excellence in life insurance sales performance in the insurance and financial services industry.

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